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A complete solution

Accept credit card payments at your location with state-of-the-art equipment while taking advantage of big savings on processing fees! We provide a full range of payment processing solutions for retail stores, restaurants, supermarkets, mail & telephone order, e-Commerce, wireless and hotels and lodging.

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Credit Cards

Credit cards are the fastest growing form of payment available in the United States, and Xpress Telecom can give you the ability to offer a comprehensive credit card solution that will suit the needs of your business.

Xpress Telecom's credit card processing services are available to merchants of all sizes in virtually every business sector, including retail, restaurants, mail order/telephone order, e-Commerce, supermarkets/multi-lane, hotel/lodging and petroleum/convenience store. 

With one of our state-of-the-art terminals, you will be able to accept all Visa, MasterCard, Discover, American Express, Diners Club and JCB cards for payment as well as private label and smart cards. 

Xpress Telecom is a full service processor providing all of our merchant account clients with 24/7 customer service and technical support. Although we provide a wealth of standard credit card processing services we also have a variety of customized solutions to fit any businesses requirements. 

 

Debit Cards

Over the past few years, we at Xpress Telecom have found that many of our customers (and many of their customers too) prefer to pay by debit rather than credit, cash or check. As this sector of the market grows rapidly, we are at the forefront of offering this safer, faster and more cost-effective payment avenue to merchants of all sizes.

Merchants who accept pin-based debit transactions reduce the cost of accepting credit cards significantly by paying a flat transaction fee rather than a percentage-based commission. Pin-based debit transactions virtually eliminate the possibility of fraud and chargebacks while standard options such as debit surcharges and 'cashback' are also available.

With one of our state-of-the-art terminals, you can take advantage of the fact that Xpress Telecom is connected to virtually every ATM, EBT and debit network, including NYCE, STAR, Explorer, Pulse, Maestro, Shazam, Cash Station, Jeanie, MPACT, AFFN, Quest and the Visa Interlink network which gives your customers multiple options and makes transactions at your register smooth, simple and profitable.

 

Electronic Benefits Transfer

While most payment processing services concentrate on credit cards, Xpress Telecom prefers to push the envelope and offer its customers more than they expect. One such service is Electronic Benefits Transfer (EBT); a system used to transfer government benefits from a consumer's account to a retailer's account. 

EBT has become the mandatory method for the distribution of cash benefits and food stamps in the United States. This benefits retailers because the system is faster and easier than paper food stamp transactions with much less chance for fraud. 

Electronic Benefits Transfer utilizes a plastic debit card format and can be processed through your credit card terminal exactly like a credit card. All urban retailers realize that the ability to accept EBT cards as a form of payment opens your potential customer base to a market shunned by many of your competitors. 

Businesses that utilize EBT will notice improved cost and processing time in comparison to the paper based alternative and will also enjoy access to this underserved market. Xpress Telecom can help you incorporate EBT at your location with processing equipment, hardware accessories and software that is EBT-ready.